In the dynamic landscape of private companies, the availability of diverse financial programs plays a pivotal role in fostering growth and innovation. These programs offer strategic funding solutions tailored to the unique needs of private enterprises, ranging from working capital support to long-term investments. By providing avenues for capital infusion, private companies can navigate challenges, seize opportunities, and propel themselves towards sustainable success. Explore the array of financial programs designed to empower and elevate the financial capabilities of private businesses in various sectors.
Sharakah is a Closed Joint Stock Company incorporated by a Royal Decree No. (76/98) in 1998 to show the on-going commitment and support of the Sultanate of Oman towards entrepreneurship development.
Loans
The Youth Projects Development Fund finances working capital and fixed assets for small and medium-sized enterprises.
Invoice Discounts
Designed to meet short-term financial needs, these programs aim to improve cash flow and liquidity for businesses.
Participation
Participation in project capital for growth-capable ventures, aligning with Islamic banking principles.
Participation in Innovation and Technology
Participation in project capital for ventures ready for trading, aligning with Islamic banking principles.
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The SME Development Fund (SMEF) has been established in March 2014 & commenced operations in April 2014, an OAPFD initiative with the objective of developing entrepreneurship and financing small & medium enterprises in the Sultanate.
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The Al Wathbah Program for Small and Medium Enterprises
TheAl Wathbah Program targets entrepreneurs with innovative ideas, startups, and small to medium-sized enterprises. The program includes working capital loans, short-term loans, long-term loans, investment financing, international trade services, and banking guarantees.
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My Najahi Program for Small Enterprises
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Meethaq Islamic Bank Offers Financing Products for the Expansion and Development of Small and Medium Enterprises According to Islamic Principles
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The company is making a direct investment in startups in the Information Technology sector with a financing limit of up to 20,000 Omani Rials.
At 0% interest, with guaranteed shares and ownership stake in the company.
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Oman Development Bank offers micro-loan products targeting individuals with micro-projects managed from home or small business projects.
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Contract Financing:
The bank provides contract financing for small and medium-sized enterprises with the aim of expanding and developing them, with a financing limit of over 10,000 Omani Rials at an interest rate ranging from 5% to 10%.
Asset Financing:
The bank offers asset financing for startups and existing small to medium-sized enterprises, aiming at their expansion and development. The financing limit is over 10,000 Omani Rials with an interest rate of less than 5%.
Capital Financing:
The bank finances assets for startups and existing small to medium-sized enterprises, aiming at their expansion and development. The financing limit is over 10,000 Omani Rials with an interest rate of less than 5%.
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The fund finances existing small and medium-sized enterprises with the aim of their expansion and development.
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It is a venture capital company. The company provides an investment program for startups operating in the technology sector and is also involved in their development and expansion.
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Bank Nizwa provides facilities and financing services for small and medium-sized enterprises, including:
- Working Capital
- Long-Term Capital Expenditure Financing
- Trade Financing
- Foreign Currency Services
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Omani Innovation Development is a company invested in the technology sector.
They invest in venture capital in both local and international companies.
The company offers funding from 1 to 10 million, with a focus on equity in the target company.
They specifically target advanced-stage startups and small companies with strong financial returns. The company assists these businesses in their development and expansion.
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Al Ahli Bank provides a wide range of financing options for small and medium-sized enterprises, including:
- Working Capital
- Equipment Financing
- Invoice Discounts
- Construction Loans
- Export and Import Financing Facilities
- Commercial Financing Facilities (Letters of Credit / Letters of Guarantee)
- Documentary Collections
For more information, click here.
National Bank of Oman offers a wide range of financing programs for small and medium-sized enterprises through the Trade Program:
- Product Lending Program:
- Trade and Working Capital Program:
- Unsecured Lending Program:
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Muscat Finance Company offers efficient and integrated financing solutions for working capital with flexible standards for small and medium-sized enterprises.
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Vehicle and Commercial Equipment Financing:
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Oman Financial Services Company offers a range of financing loans for companies in the following areas:
- Asset Financing
- Working Capital Financing
- Project Financing
- Construction Loan – Factories and Warehouses
- Bridge Financing
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Bank Sohar offers medium to long-term loans, with a specific focus on small and medium-sized businesses, particularly those with national priorities in the following sectors: contracting, real estate development, trade, manufacturing, wholesale and retail trade, transportation, hospitality, communications, education, oil and gas industry, tourism, and services.
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Oman Technology Fund offers a wide range of investment programs focused on the development of the Information and Communication Technology sector, along with technological innovation. The fund has three investment programs:
- Formation Investment Program: Investment in early-stage ideas.
- Wadi Accelerator Investment Program: Acceleration stage investment.
- Jusoor Investment Program: Growth stage investment.
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Ethex X is the first-of-its-kind cross-border ethical private capital market that focuses on sustainable investment and crowdfunding through a dedicated platform. The platform aims to raise funds with a group of individual and institutional investors from around the world.
Type of Investment Offered:
- Crowdfunding through lending
- Crowdfunding through ownership
Funding and Investment Cap:
1,000,000 to 50,000 Omani Rials
Platform Objectives:
Facilitating financing for startups and small to medium-sized enterprises.
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Easiest shortcut to your ambition
Our peer to peer lending platform directly connects your business with a crowd of investors on our marketplace who can fund your finance request in days.
Find out how WannaGo Cloud used Beehive to support their cashflow.
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